Welcome to Holme Finance Bridging Solutions (HFBS).
We pride ourselves on being very different, filling a niche in the market to complement your existing providers of short term finance and completing the more straight forward application without the need for solicitor involvement. Simpler, quicker, cheaper.
As a privately funded lender, we can make immediate decisions and in most cases complete without the aid of solicitors. We are also happy to consider the 'quirkier' deals or those outside our terms. Think of our advances as a secured loan only shorter!
As a lender we have also developed a close relationship with many other niche funders and wealthy private individuals enabling us to place some of the larger applications we receive, at very attractive terms. A valuable addition to some of the more restrictive options available through the large national lenders.
Advances from just £5,000
All adverse status considered
No valuation required in many cases
LTVs upto 70% (Based on open market)
No Solicitor involvement in most cases
Addition of interest to advance allowing flexibility with income calculations
Various security considered including land, commercial, semi-commercial, buy to let and partially completed development.
First, second and third charges (Even where consent is declined)
No default rates at term expiry
In house issue of documents and legal completetion