As you will be aware we have significant USP’s particularly in respect of our processes which allow for industry leading completion times. These rely heavily on our ability to be office based and we are therefore delighted to be included (as a short term lender) in the government’s exceptions to the ‘stay at home’ message.
We know how disruptive a third major lock down is likely to be and it is with this in mind we wish to assure our valued introducers that we WILL continue to provide a completely uninterrupted service whilst a demand remains.
We will NOT be amending criteria, nor will we be changing our process.
In short we at HFBS recognise we have the best supporting intermediaries in the industry and are committed to supporting you through this difficult time.
Feel free to get in touch on email@example.com
We look forward to receiving your enquiries.
New year new plans, resolutions and ambitions. Welcome to 2021, let’s hope it’s a better one for all of us!
What better opportunity than our first week back to remind you of our small bridge offer.
As one of the first to the sector we have worked on a semi-exclusive basis with some of the largest specialist intermediaries in short term lending for over 20 years.
And because we are entirely privately funded we have complete authority over lending policy, which allows for a more ‘common sense’ approach to our clients’ needs.
Give us a try, 70% of applications are funded within 10 days of initial enquiry with many completing in just three.
Email firstname.lastname@example.org or call 01724 865577.
We would really like to take this opportunity to say thank you for your support during 2020.
What a year!
Merry Christmas to you! Here’s looking forwad to making 2021 a successful and prosperous one for us all.
We’re very much looking forward to doing what we do best, providing lightening quick bridging loans, and working with you during 2021.
Our office will close on Tuesday the 22nd of December but we never really switch off, so aside of Christmas Day, we will be on-hand to help you out in your hour of need.
Our office re-opens on Monday the 4th of January 2021.
Contact email@example.com to discuss your funding needs.
The recent announcement of a second national lockdown surprises no one. As a responsible lender we have long been planning the steps we can take to mitigate any effects on ourselves and our valued intermediary partners.
With this in mind we are happy to outline our plans for the period from 5th November 2020 up to and including the 2nd December 2020.
We shall remain open during the entire period albeit with a reduced staffing level. We would ask during this period where possible, any emails are addressed to firstname.lastname@example.org. This email address is widely distributed between staff and will ensure matters are actioned quickly regardless of the staff members present.
As you are aware our process is significantly quicker than most and we are often able to complete applications without valuations or solicitor involvement however, where these are required, some delays beyond our control may occur. Please bear with us.
You will also be aware that the speed of our process is reliant upon our ability to visit clients to complete documentation. As our visit will be in respect of a trade we are confident this is still allowable and we will continue to offer this service. In those circumstances we will , of course, adhere to strict social distancing measures. Should a client not wish to arrange such a visit until after the lockdown period we will process all such applications to the fullest point possible and step up our efforts to ‘sign up’ clients immediately after this period ensuring that completion can still take place prior to Christmas.
We pride ourselves in our unique process and deeply regret any delays that may occur in processing but assure you, should they occur, they will be kept to a minimum. Should further amendments or extensions to the lockdown be announced we will communicate and changes at the earliest opportunity.
Thank you for your understanding in these matters.
Meeting your funding deadline is easy with HFBS
Need small finance with no hassle ? HFBS are pioneers of flexible small finance. With advances from £10000 (up to £250000) exempt agreements only. Rates from 0.95% per month.
Many complete without solicitors and without the need for a physical valuation ensuring 70% of applications complete within 10 days – our quickest 72 hours.
Holme Finance Bridging Solutions (HFBS) turns urgent fifty thousand pound bridging loan deal around in under 72 hours after been approached by broker eager to find a solution.
Eager to make it happen for their client HFBS received the case late Tuesday afternoon and were able to issue documents the following day with confirmation and contract signing taking place the day after. The funds were successfully deposited into the client’s bank account first thing Friday morning.
Dan Yendall-Collings, senior underwriter at HFBS says: “The client had a property that was currently tenanted with tenants on notice to vacate as the property was to be sold. It was hoped the sale would assist with some urgent financial commitments but unfortunately the property hadn’t benefited from a firm offer. At this point it was decided a bridging loan would be the best option to solve a short-term problem until the buy to let property sold. Their broker knew it was critical for them to access funds quickly and avoid default penalties on their other commitments, which is why they came to us. They knew that if they were to stand any chance of achieving the completion deadline – they would have to come to us. I’m pleased to say we were able to help in the timeframe in record time of less than three working days.”
HFBS issued a £50,000 bridging loan as a first charge over a 12 month term at 1.1% per month. No valuation was required as the desktop valuation provided a strong confidence level and meant that the LTV was comfortably under 25%.
HFBS offer one the LOWEST second mortgage rates in the bridging finance market starting at just 0.95% month with advances from just £10,000. HFBS Bridging Solutions have been advancing short-term funds, via a limited panel of intermediaries, for over 15 years with complete authority on their lending. No solicitor involvement, no minimum valuation, and entirely privately funded, no bank mandates, no fixed rules, no default rates. HFBS really mean business.
Simpler, quicker, cheaper.
We’d like to take this opportunity to show our gratitude to those who have chosen HFBS as their preferred lender since opening our doors post lockdown.
Ian Broadbent, director at HFBS says: “When we got back to business on the 11th of June we really had no idea what would happen. However it was incredibly positive.
“We are very grateful for the continuing support our brokers have shown us.
“It’s clear people are so keen for bridging, and keen to get ahead with their plans, thankfully we can and are helping make it happen much quicker.”
If you are looking for the application of common sense and a lender that shares your clients’ urgency HFBS are here for you. Just call 01724 865577 or email here. why not give us a try ?
Holme Finance Bridging Soltuions (HFBS) are experts when it comes to the smaller bridging loan and have been working on an semi-exclusive basis with some of the largest specialist intermediaries in short-term lending for over 20 years.
With advances from just £10,000 up to £250,00, and rates from just 0.95% per month the HFBS system is designed to avoid the use of solicitors. In addition to this many complete without the need for physical valuation ensuring 70% of applications complete within a maximum of 10 days. This significantly reduces costs and makes the ‘smaller’ bridge much more viable.
Ian Broadbent, director at HFBS says: “Most customers really value our unique way of providing finance and our ethos of providing simple, quick small loans without solicitor involvement. Our application form is a simple two pages, there is no minimum valuation, no maximum adverse, and second charge is available without first mortgagee consent, all we ask is that the client has adequate security and a sensible exit strategy.”
HFBS is entirely privately funded and has complete authority over lending policy allowing for a ‘common sense’ approach to a clients needs.
No solicitor involvement, no minimum valuation, and entirely privately funded, no bank mandates, no fixed rules, no default rates. HFBS really mean business.
Simpler, quicker, cheaper.
Following on from our last news referring to the flying start made since our return on the 11th May 2020 we are delighted to list more of the cases we have completed in the last week.
The following cases were received as new applications on or after the 11th May:
The client had been impacted by Covid 19 and exit plans for his existing bridging finance had been delayed meaning he required a lender with a flexible approach to re-bridging. We advanced £97,999 at 1.35% mth over 12 months with interest to be ‘rolled up’ secured by second legal mortgage over an investment property. The valuation was established by a combination of AVM and our own inspection.
The client is self employed as a property manager and short term income has been impacted by Covid 19. We advanced £52,395 at 1.25% month over 12 months secured as first legal mortgage for business cashflow purposes. The security was a residential BTL estimated at £150,000 . Valuation was established solely by AVM only.
Mr & Mrs S
The clients were looking for a moderate advance to invest in their business and secure a major contract. We advanced £28,975 at 1.5% month over 12 months secured by second legal mortgage with interest rolled up. The security was a residential BTL estimated at £300,000 with an existing mortgage of £107,000. Valuation was established by AVM only.
Mr & Mrs C
The clients had an existing bridging loan however they required more time to secure an exit and significant additional borrowing for a business opportunity. We advanced £153,895 at 1.1% month over 12 months with interest to be ‘rolled up’ secured by second legal mortgage over the clients’ home address. The valuation was established by a combination of AVM, agents proposed sales estimate and our own inspection.
Ian Broadbent, direct at HFBS says: “It looks like lockdown was a distant memory! People are so keen for bridging and keen to get ahead with their plans. The bridging business is facilitating those plans and people, especially our brokers are appreciating our quick and uncomplicated ways of working.”
For a lender with genuine USP’s and an urgency that matches your clients why not give us a try ?