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NATIONAL LOCKDOWN – HFBS UPDATE

The recent announcement of a second national lockdown surprises no one. As a responsible lender we have long been planning the steps we can take to mitigate any effects on ourselves and our valued intermediary partners.

With this in mind we are happy to outline our plans for the period from 5th November 2020 up to and including the 2nd December 2020.

We shall remain open during the entire period albeit with a reduced staffing level. We would ask during this period  where possible, any emails are addressed to sales@hfbridging.co.uk. This email address is widely distributed between staff and will ensure matters are actioned quickly regardless of the staff members present.

As you are aware our process is significantly quicker than most and we are often able to complete applications without valuations or solicitor involvement however, where these are required, some delays beyond our control may occur. Please bear with us.

You will also be aware that the speed of our process is reliant upon our ability to visit clients to complete documentation. As our visit will be in respect of a trade we are confident this is still allowable and we will continue to offer this service. In those circumstances we will , of course, adhere to strict social distancing measures. Should a client not wish to arrange such a visit until after the lockdown period we will process all such applications to the fullest point possible and step up our efforts to ‘sign up’ clients immediately after this period ensuring that completion can still take place prior to Christmas.

We pride ourselves in our unique process and deeply regret any delays that may occur in processing but assure you, should they occur, they will be kept to a minimum. Should further amendments or extensions to the lockdown be announced we will communicate and changes at the earliest opportunity.

Thank you for your understanding in these matters.

Historically bridging loans should have a swift completions, the modern day reality is often they are little quicker than a residential mortgage but HFBS are different, old fashioned great service with a proven track record of achieving amazing customer service.

HFBS will go the extra mile to meet a customers expectations, whether that is speed, efficiency, meeting face to face at short notice up and down the country or just delivery on what they offer, they will meet the customers’ expectations.

Simply put, HFBS deliver market leading service, every day…

Mr Matt Tristram, Co-Founder & Director of Loans Warehouse

The recent completion of a £205,000 advance, secured against a purchase, and completed in just three working days from initial contact prompted the following response from one of our significant introducers:

“Here @ Y3S we always have a positive approach, regardless of time constraints and tight deadlines. This case in particular was a challenge to say the least. But we knew, if we had the right partner and the right attitude, then this is something we could achieve. This is not the first time with have used HFBS, so we knew we had the right partner on board. From start to finish, Ian & his team mirrored our own enthusiasm to get this one done”

Mr Andrew Gage, Y3S Group

More4 Loans selected HFBS as our preferred bridging lender because they are exactly the type of lender we want to partner with. Not only do they offer a fantastic range of bridging loan products and with nationwide coverage, their speed of service is second to none. Ian and his team are quick to reply with approvals in principle and as they don’t need clients to employ solicitors can often turn round cases to completion in a matter of days. More4 Loans would have no hesitation in recommending other mortgage brokers, IFA’s or intermediaries to use HFBS

Mr Steve Pollard, More4Loans

HFBS are an innovative and dynamic company. Their bridging loan proposition fulfills a much needed niche in the bridging market. They take a common sense approach to lending and offer a great level of service.
Referring cases over to them could not be more simple and we are assured that our clients will be dealt with in a professional manner.

Mr Ian Miller, Highcroft Securities

When you need hassle-free, fast bridging I would always recommend HFBS. Every time they deliver again and again.

Mr Chris Warner, First4Commercial

We have worked with Holme Finance Bridging Solutions (HFBS) on many occasions over the years, primarily for smaller bridging loans of between £10k and £200k. Without doubt they are the best performing bridging company we have used. They always do what they say and move quickly to complete a deal and pay the commission. If its not one for them, you are told at the outset so you can immediately try and place elsewhere

Mr Gary Latham, bridgingloans.co.uk

Ian always finds time to chat through each potential deal, always honest in his assessment, and if he says he can do it, he will, promptly and efficiently! How refreshing in today’s market!

Mr Mike Wipfler, Lodhi Finance